Contract With Every Carrier That Matters.

Every carrier a Benefits Life agent can offer — 283 partners across 16 lines of business, searchable below. One agency relationship spans Medicare, ACA, Life, Annuities, and the ancillary lines your clients need to stay covered for life.

283

Carrier Partners

16

Lines of Business

50

States + DC Licensed

1

FMO Relationship

283 carrier partners across 16 lines of business

Carriers offering products in more than one line are counted once toward the 283 total, so the individual category counts below add up to more than that. PDP carriers also appear under Medicare Advantage and aren't double-counted. Across the rest of the site we group these into 5 broad lines (Medicare, ACA, Life, Annuities, and Ancillary); here they're broken out into 16 categories for detail. Carrier list current as of May 2026 — availability and product offerings are subject to change.

Medicare Advantage

81 carriers

Comprehensive Medicare Part C plans combining hospital, medical, and often prescription drug coverage.

AM
Aetna Medicare
AHP
Alignment Health Plan
AH
Allina Health
AA
Alterwood Advantage
AS1
America's 1st Choice (Optimum & Freedom)
AN
Anthem (Elevance Health/Amerigroup/Wellpoint)
AHP
Aspirus Health Plan
AH
Astiva Health
AT
Atrio
BMA
Banner Medicare Advantage
BHP
BayCare Health Plans
BSW
Baylor Scott & White
BCBS
BCBS Arizona
BCBS
BCBS Illinois (HCSC)
BCBS
BCBS Kansas
BCBS
BCBS Louisiana
BCBS
BCBS Michigan
BCBS
BCBS Minnesota
BCBS
BCBS Montana (HCSC)
BCBS
BCBS Nebraska
BCBS
BCBS New Mexico (HCSC)
BCBS
BCBS North Carolina
BCBS
BCBS Oklahoma (HCSC)
BCBS
BCBS Tennessee
BCBS
BCBS Texas (HCSC)
BCI
Blue Cross of Idaho
BSC
Blue Shield of California
BH
Braven / Horizon
CB
Capital BlueCross
CA
CareFirst
CA
CareSource
CE
Centene (Wellcare)
CHP
Christus Health Plan
CH
Clover Health
CE
ConnectiCare / EmblemHealth
DH
Devoted Health
EL
Elevate (Denver Health)
EH
Essence Healthcare
EH
Eternal Health
EHP
Excellus Health Plan
FB
Florida Blue (BCBS FL)
GG
Geisinger Gold
GL
GlobalHealth
GK
Gold Kidney
HAP
HAP (Health Alliance Plan)
HF
Health First (incl. NY)
HE
HealthSpring (HCSC)
BCBS
Highmark Blue Cross Blue Shield
HC
Humana / CarePlus
IH
Imperial Health
ICH
Independent Care Health Plan (iCare)
JH
Johns Hopkins
KP
Kaiser Permanente (CO, GA, OR, WA)
KC
Kelsey Care
LC
LA Care
ME
Medica
MMO
Medical Mutual of Ohio
ME
MediGold
MH
Molina Healthcare
NH
Network Health
PA
PacificSource
PA
Paramount (Medical Mutual of Ohio)
PA
Peak Advantage
PH
Peoples Health
PR
PrimeTime (AultCare)
PHM
Priority Health Medicare
PR
Prominence
RBB
Regence BlueCross BlueShield
SHP
SCAN Health Plan
SHP
Security Health Plan of Wisconsin
SH
Select Health
SHP
Sentara Health Plans (formerly Optima)
SH
Simply Healthcare
SU
SummaCare
HP
The Health Plan
UH
UCLA Health
UHP
Ultimate Health Plans
UN
UnitedHealthcare
UPMC
UPMC
VHP
Verda Health Plan
ZH
Zing Health

Medicare Supplement

42 carriers

Medigap policies that help pay out-of-pocket costs Original Medicare doesn't cover.

AMS
AARP Medicare Supplement by UnitedHealthcare
AI
ACE / INA (Insurance Company of North America)
AE
Aetna (Health & Life / Health Insurance Co. / Continental / Accendo)
AF
Aflac
AHL
American Home Life
ABC
Anthem Blue Cross and Blue Shield
AS
Asuris
AMS
AultCare Medicare Supplement
BF
Bankers Fidelity
BCBS
BCBS Arizona
BCBS
BCBS Illinois (HCSC)
BCBS
BCBS Louisiana
BCBS
BCBS Minnesota
BCBS
BCBS Montana (HCSC)
BCBS
BCBS New Mexico (HCSC)
BCBS
BCBS Oklahoma (HCSC)
BCBS
BCBS Tennessee
BCBS
BCBS Texas (HCSC)
BCI
Blue Cross of Idaho
BSC
Blue Shield of California
CLI
Capitol Life Insurance Company
FB
Florida Blue (BCBS FL)
GL
Globe Life
GPM
GPM
GTL
Guarantee Trust Life (GTL)
HAP
HAP (Health Alliance Plan)
HE
HealthSpring (HCSC, formerly Cigna)
HN
Heartland National
HI
Highmark
HC
Humana / CarePlus
LBL
Liberty Bankers Life
MA
ManhattanLife
ME
Medica
MW
Medico / Wellabe
MO
Mutual of Omaha (MOO / UOO / UW / OIC / OSIC)
NGL
National Guardian Life
PM
Physicians Mutual
PBC
Premera Blue Cross
PH
Priority Health
RB
Regence BlueShield
SHP
Security Health Plan
UA
United American

Prescription Drug Plans (PDP)

5 carriers

Standalone Medicare Part D coverage for prescription medications. These carriers also appear under Medicare Advantage and are not counted again in the 283 partner total.

AE
Aetna (SilverScript)
HE
HealthSpring (HCSC)
HC
Humana / CarePlus
UN
UnitedHealthcare
WE
Wellcare

ACA / Individual & Family Plans

69 carriers

Marketplace and off-exchange health plans for under-65 individuals and families.

AE
Aetna
AHS
Allstate Health Solutions (National General)
AH
Ambetter Health
AM
AmeriHealth
AN
Anthem (Elevance Health/Amerigroup/Wellpoint)
AN
Antidote
AA
Aspirus Arise
AS
Asuris
AV
AvMed
BCBS
BCBS Arizona
BCBS
BCBS Arkansas
BCBS
BCBS IL
BCBS
BCBS Louisiana
BCBS
BCBS Michigan
BCBS
BCBS Minnesota
BCBS
BCBS Montana
BCBS
BCBS Nebraska
BCBS
BCBS New Mexico
BCBS
BCBS North Carolina
BCBS
BCBS Oklahoma
BCBS
BCBS South Carolina
BCBS
BCBS Tennessee
BCBS
BCBS Texas
BCI
Blue Cross of Idaho
BSC
Blue Shield of California
BR
Bridgespan
CB
Capital BlueCross
CA
CareFirst
CA
CareSource
CHP
Christus Health Plan
CGH
Common Ground Health Co-Op
CO
CommunityCare
CO
ConnectiCare
CHP
Cox Health Plans
GE
Geisinger
HAI
Health Alliance Individual Health
HF
Health First
HPN
Health Plan of Nevada / Sierra Nevada
HBD
Highmark BCBS Delaware
HBP
Highmark BCBS Pennsylvania
HBW
Highmark BCBS West Virginia
HB
Horizon BCBS
IBC
Independence Blue Cross
KPC
Kaiser Permanente of Colorado
KPG
Kaiser Permanente of Georgia
KPM
Kaiser Permanente of Mid-Atlantic
KPN
Kaiser Permanente of Northwest (OR)
KPW
Kaiser Permanente of Washington
LI
LifeWise
MCH
Maine Community Health Options
ME
Medica
MMO
Medical Mutual of Ohio
MH
Molina Healthcare
MHC
Montana Health Co-Op
NH
Network Health
OH
Oscar Health
PBC
Premera Blue Cross (AK, WA)
PH
Priority Health
QB
Quartz Benefits
RBB
Regence BlueCross BlueShield
SHP
Security Health Plan
SH
Select Health
SHP
Sharp Health Plan
SU
SummaCare
UN
UnitedHealthcare (Rocky Mountain Health)
UU
University of Utah
UPMC
UPMC
VHP
Valley Health Plan
VHP
Vantage Health Plans

Life Insurance

85 carriers

Term, whole, and universal life products for individuals and families.

AE
Aetna
AL
Allianz
AHS
Allstate Health Solutions (National General)
AHL
American Heritage Life
AN
American National
AAO
American-Amicable Occidental Life
AM
Americo
AM
Ameritas
AIG
AsOne Insurance Group
AL
Assuring Life
AS
Assurity
BL
Baltimore Life
BF
Bankers Fidelity
BL
Banner Life
BF
Brighthouse Financial
BFN
Brighthouse Financial New York
CL
Capitol Life
CL
Chesapeake Life (SureBridge)
CL
Cincinnati Life
CL
Colonial Life
CO
Corebridge (AIG)
EQ
Equitable
EQ
EquiTrust
FGL
Fidelity and Guaranty Life
FL
Fidelity Life
FO
Foresters
GL
Gerber Life
GWI
Great Western Insurance Company
GTL
Guarantee Trust Life (GTL)
GU
Guardian
GLA
Guardian Life AsOne
HE
HealthSpring (HCSC)
JH
John Hancock
JHN
John Hancock New York
KCL
Kansas City Life
LL
LaFayette Life
LBL
Liberty Bankers Life
LML
Liberty Mutual Life
LIC
Life Insurance Company of the Southwest
LI
LifeShield
LNL
Lincoln National Life
LA
Loyal American
LL
Lumico Life
MA
ManhattanLife
MA
MassMutual
MW
Medico / Wellabe
MO
Mutual of Omaha (MOO / UOO)
MTL
Mutual Trust Life
NGL
National Guardian Life
NLG
National Life Group
NWL
National Western Life
NA
Nationwide
NNY
Nationwide New York
NYL
New York Life
NAC
North American Company
ON
OneAmerica
OL
Oxford Life
PLL
Pacific Life - Lynchburg
PM
Penn Mutual
PI
Petersen International
PM
Physicians Mutual
PLI
Principal Life Insurance Company
PNL
Principal National Life Insurance
PL
Prosperity Life
PR
Protective
PNY
Protective New York
PR
Prudential
PLI
Prudential Life Insurance Company of New Jersey (NY Only)
RNA
Royal Neighbors of America
SA
Sagicor
SBL
Savings Bank Life Insurance
SE
SECURIAN (Minnesota Life)
SSL
Sentinel Security Life
SL
State Life
SLF
Sun Life Financial
SF
Symetra Financial
TR
Transamerica
TFL
Transamerica Financial Life Insurance Company
USL
U.S. Life
UA
United American
UHL
United Home Life
ULI
United Life Insurance
UGR
UnitedHealthOne / Golden Rule
WN
Washington National
WP
William Penn

Final Expense

23 carriers

Simplified-issue whole life products designed to cover end-of-life expenses.

AC
Accendo CVS
AF
Aflac
AC
American Continental
AHL
American Home Life
AM
Americo
BF
Bankers Fidelity
CI
Cigna
CL
Continental Life
CO
Corebridge (AIG)
FO
Foresters
GL
Gerber Life
GTL
Guarantee Trust Life (GTL)
LBL
Liberty Bankers Life
MA
ManhattanLife
ML
Motorists Life
MO
Mutual of Omaha (MOO / UOO)
NGL
National Guardian Life
PM
Physicians Mutual
RNA
Royal Neighbors of America
SSL
Sentinel Security Life
TR
Transamerica
UA
United American
UHL
United Home Life

Annuities

65 carriers

Fixed, indexed, and other annuity products for retirement income planning.

AL
Allianz
AE
American Equity
AL
American Life
AN
American National
ANN
American National New York
AM
Americo (incl. Legacy Marketing)
AS
Aspida (Market Synergy)
AS
Assurity
AA
Athene Annuity
ACL
Atlantic Coast Life
AX
Axonic
BL
Baltimore Life
BL
Bankers Life
CSL
Clear Spring Life and Annuity Company
CL
Colonial Life
CO
Corebridge (AIG)
DL
Delaware Life
EQ
Equitable
EQ
EquiTrust
FLI
Farmers Life Insurance Company
FGL
Fidelity and Guaranty Life
FS
First Symetra
GL
GBU Life
GA
Global Atlantic
GIL
Guaranty Income Life Insurance Company
GU
Guardian
ILI
Integrity Life Insurance Company
LBL
Liberty Bankers Life
LIC
Life Insurance Company of the Southwest
LLA
Lincoln Life & Annuity Company of NY
LNL
Lincoln National Life
MA
ManhattanLife
MA
MassMutual Ascend
NNR
Nassau / Nassau Re
NLG
National Life Group
NSI
National Security Insurance Company
NWL
National Western Life
NA
Nationwide
NNY
Nationwide New York
NYL
New York Life
NAC
North American Company
OLA
Oceanview Life and Annuity
OSL
Ohio State Life
ON
OneAmerica
OL
Oxford Life
PM
Penn Mutual
PNL
Principal National Life Insurance
PR
Protective
PR
Prudential
RSL
Reliance Standard Life
ROI
Revol One Insurance Company
RNA
Royal Neighbors of America
SA
Sagicor
SE
SECURIAN (Minnesota Life)
SSL
Sentinel Security Life
SI
SILAC
SL
State Life
SNL
Stellar National Life
SF
Symetra Financial
ST
The Standard
USL
U.S. Life
UA
United American
ULI
United Life Insurance
UO
United of Omaha
UL
Upstream Life

Dental

21 carriers

Standalone and bundled dental plans for individuals and Medicare beneficiaries.

AE
Aetna
AFE
AFE (MetLife)
AF
Aflac
AL
Allstate
AM
Ameritas
CL
Colonial Life
CL
Continental Life
DD
Delta Dental
DCP
Dental Care Plus
DE
Dentegra
HE
Healthspring (HCSC)
HC
Humana / CarePlus
MD
Manhattan DVH
MA
ManhattanLife
MW
Medico / Wellabe
MO
Mutual of Omaha
NCD
National Care Dental (NCD)
PM
Physicians Mutual
PMD
Premera Marketplace - Dental
RL
Renaissance Life
UGR
UnitedHealthOne / Golden Rule

Vision

9 carriers

Standalone vision plans for routine eye care and eyewear coverage.

AF
Aflac
AM
Ameritas
CL
Colonial Life
DDW
Delta Dental of WA
HC
Humana / CarePlus
MA
ManhattanLife
ME
MetLife (Group)
UGR
UnitedHealthOne / Golden Rule
VSP
VSP (direct, via AFE, via NCD)

Ancillary, Hospital Indemnity, Short-Term Care & Gap

37 carriers

Supplemental coverage for hospital stays, short-term care, short-term medical, and Medicare gap needs.

AE
Aetna
AFE
AFE (Zurich)
AF
Aflac
AHP
Alignment Health Plan
AL
Allstate
AM
Ameritas
AN
Anthem (Elevance Health)
AS
Assurity
BF
Bankers Fidelity
BCBS
BCBS Illinois (HCSC)
BCBS
BCBS Minnesota
BCBS
BCBS Montana (HCSC)
BCBS
BCBS New Mexico (HCSC)
BCBS
BCBS Oklahoma (HCSC)
BCBS
BCBS Texas (HCSC)
BSC
Blue Shield of California
CL
Chesapeake Life (SureBridge)
CL
Colonial Life
CL
Continental Life
ELC
Equitable Life and Casualty
GTL
Guarantee Trust Life (GTL)
HE
HealthSpring (HCSC)
HN
Heartland National
HC
Humana / CarePlus
LBL
Liberty Bankers Life
LI
LifeSecure
LN
LifeShield National
LA
Loyal American
MA
ManhattanLife
MW
Medico / Wellabe
ME
MetLife
NCD
National Care Dental (NCD)
PM
Physicians Mutual
PI
Pivot
RL
Renaissance Life
UA
United American
UGR
UnitedHealthOne / Golden Rule

Long-Term Care

6 carriers

Long-term care insurance and LTC riders.

CH
Chubb (Lifetime Benefit LTC Rider)
LI
LifeSecure
MA
ManhattanLife
MO
Mutual of Omaha
NGL
National Guardian Life
TH
Thrivent

Disability

16 carriers

Income replacement and disability insurance products.

AM
Ameritas
AS
Assurity
ANY
Assurity New York
GU
Guardian
HU
Hanleigh Underwriters
IM
Illinois Mutual
MA
MassMutual
MO
Mutual of Omaha
PI
Petersen International
PLI
Principal Life Insurance Company
PNL
Principal National Life Insurance
PFS
Pro Financial Services
RIR
Risk Insurance and Reinsurance
SLF
Sun Life Financial
ST
The Standard
UN
Unum

Telehealth

3 carriers

Virtual care and telemedicine services.

AFE
AFE (My Primary Care Telehealth)
GMU
Go MD USA
UGR
UnitedHealthOne / Golden Rule

Pet Insurance

1 carriers

Pet health coverage to help offset veterinary costs.

MPP
My Primary Pet Care

Travel Medical

3 carriers

International and travel medical coverage for trips abroad.

GE
GeoBlue (BCBS Global Solutions)
HT
HTH Travel (BCBS Global Solutions)
IMG
International Medical Group (IMG)

Additional Member Resources

2 carriers

Value-added programs and tools available to support our agents and clients.

CR
Clever Rx (Prescription Discount Card)
NOMO
NOMO (In-Home Medical Alert System)

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